Federal and state regulation makes
CBD one of the hardest categories
to place. We work with banks that
understand hemp-derived product
compliance, giving you a stable
account instead of the shutdowns
generic processors trigger.
Peptides
Research-chemical and peptide
sales sit in a gray regulatory zone
that scares off most processors.
We place these accounts with
banks experienced in the category,
keeping your business compliant
and funded.
Tobacco
Tobacco sales involve strict
regulatory and age-verification
requirements. We work with banks
experienced in tobacco
compliance, so your account stays
stable under scrutiny
Kratom
Kratom sits in a shifting legal
landscape that changes state by
state. We place accounts with
banks that actively support the
category, so a patchwork of
regulations doesn’t shut down your
sales.
Online Pharmacy
Selling regulated pharmaceuticals
online requires banks that
understand licensing and
compliance requirements. We
connect you with processors
experienced in pharmacy-specific
underwriting.
Fitness Services
Membership billing, cancellations,
and seasonal signups create
chargeback patterns unique to
fitness. We structure recurring
billing and cancellation terms that
keep disputes low and revenue
steady
Gaming, Adult & Entertainment
Online Gaming
Real-money gameplay and virtual
goods draw heavy underwriting
scrutiny. We match you with
gateways built for gaming
transaction volume and the
chargeback patterns unique to the
category
Sport Betting Advice
Advisory and picks services face
processor hesitation tied to the
broader gambling industry. We
structure compliant accounts that
separate advisory services from the
underlying wagering risk.
Lottery Or Sweepstake
Games of chance face heavy
regulatory oversight and processor
hesitation. We place accounts with
banks that actively underwrite
lottery and sweepstakes
businesses within compliance
guidelines.
Media & Entertainment
Ticketing, licensing, and content
sales each carry different risk
profiles. We build accounts around
your specific revenue model, from
streaming to live events.
Adult Industry
Content platforms and adult
businesses face some of the
highest decline rates in payments.
We build accounts around your
model subscriptions, one-time
content, or memberships with
processors that won’t drop you
without warning.
Fantasy Sport
Fantasy sports operate in a
regulatory gray area that shifts by
state. We build compliant accounts
around the game-of-skill
classification and its underwriting
requirements.
Content Creator
Platforms and creators selling exclusive content face
inconsistent processing support. We build accounts around
subscription, tip, or pay-per-content models so your income
stream stays stable.
E-Commerce & Retail
Ecommerce
Card-not-present transactions carry
inherent fraud risk. We pair your
store with fraud-screening tools
and a gateway built for online
checkout, so you can scale order
volume without losing your
processing.
Subscription Services & Recurring Billing
Recurring billing models see
elevated chargeback rates from
forgotten subscriptions. We
implement dunning management
and clear billing descriptors that
reduce disputes and keep recurring
revenue flowing.
EBook & Software
Digital goods carry high refund and
piracy-related dispute rates. We
implement fraud tools and clear
billing descriptors that cut down on
unnecessary chargebacks.
Merch Sales
Print-on-demand and merch sales
often see volume spikes tied to
launches or promotions. We build
accounts that flex with demand
instead of freezing funds during
your busiest moments.
Wholesale-Retail
Large B2B order sizes and
inconsistent volume can look risky
without context. We structure
accounts around your actual order
patterns, whether that’s bulk
wholesale or storefront retail.
Digital Product
Instant delivery and low transaction
friction make digital products a
fraud target. We pair your account
with fraud screening built for digital
goods, protecting revenue without
slowing down checkout.
Online Furniture Custom Furniture
Custom orders mean long lead times between payment
and delivery, a red flag for standard underwriters. We
structure deposit and balance payment models built for
custom manufacturing timelines
Finance & Legal
Credit Repair
Credit repair carries a reputation
for high chargebacks and
regulatory oversight. We structure
accounts with compliant billing
practices and reserve terms that
keep your processing intact longterm.
Debt Consolidation
Debt consolidation and settlement
services draw regulatory attention
and chargeback risk. We structure
compliant billing that satisfies both
underwriters and consumer
protection requirements.
Lending
Lending businesses operate under
heavy compliance requirements
and repayment-related dispute risk.
We connect you with banks that
understand lending models and
structure accounts around your
loan products.
Financial Service
Financial services face intense
regulatory scrutiny across every
transaction type. We work with
banks experienced in compliant
financial services processing,
tailored to your specific offering.
Cryptocurrency
Crypto-related businesses face
some of the strictest underwriting
in payments. We connect you with
banks that understand digital asset
transactions and can support your
specific use case.
Accounting & Tax Prep
Seasonal volume spikes and highticket service fees define
accounting and tax businesses. We
build accounts that handle
seasonal surges without triggering
unnecessary reserve holds.
Class Action Legal Settlement Disbursements
Disbursing settlement funds to
large groups of claimants requires
processing built for volume and
compliance. We structure accounts
that support bulk disbursements
securely and on schedule.
TMF & MATCH List Merchants
A prior termination doesn’t have to
end your ability to process. We
specialize in second-chance
underwriting for TMF/MATCHlisted merchants, finding banks
willing to work with your history
Travel & Transportation
Travel Agencies
High cancellation and refund rates
make travel a red flag for standard
processors. We structure accounts
that handle non-standard
chargeback cycles and depositbased bookings, so payments keep
flowing even during peak
cancellation surges.
Online Ticket Merchants
Advance sales and event-based
refunds create timing gaps that
spook standard processors. We
build accounts that handle pre-sale
revenue and cancellation risk
without freezing your funds.
Jet Charter
High-ticket transactions and lastminute bookings define private
aviation. We build accounts that
support large transaction sizes and
the fast turnaround charter
bookings require.
Automotive Brokers
Large transaction values and crossborder deals are common in
vehicle brokering. We structure
accounts that support high-ticket
automotive transactions without
unnecessary reserve holds.
Moving
Deposits, long-distance bookings,
and damage disputes shape the
moving industry’s risk profile. We
set up processing that accounts
for booking-to-service timing gaps
and reduces chargeback exposure
Professional & Tech Services
Web Design & IT Development
Recurring retainers and large
project invoices can look unusual
to conventional underwriters. We
set up processing that matches
your billing structure, from one-off
projects to ongoing maintenance
contracts.
SEO Services
Retainer billing and results-based
guarantees raise flags with
standard processors. We set up
recurring billing that fits your
service model and reduces the
chargeback risk tied to client
disputes.
Marketing Services
Agencies juggling ad spend,
retainers, and performance
guarantees need processing that
can flex. We build accounts that
support your billing cycle without
triggering unnecessary reserves.
Business Consulting
High-ticket invoices and irregular
payment schedules are normal for
consultants but unusual to
underwriters. We structure
accounts around project-based and
retainer billing so your cash flow
stays predictable
Tech Support
The tech support category has a
history of chargeback abuse from
bad actors, making legitimate
businesses guilty by association.
We set up compliant billing and
documentation practices that
protect your account.
VoIP & Telecommunications
Telecom services see elevated
fraud rates and complex recurring
billing. We build accounts that
support your service plans while
managing the fraud exposure
common to the category.
Educational & Seminar
Course sales, seminar deposits, and refund policies vary
widely by program. We structure billing around your
enrollment model, whether that’s one-time courses or
ongoing memberships.
Specialty & High-Risk
Multi-Level Marketing (MLM)
MLM structures face extra scrutiny
over compensation models and
distributor churn. We work with
banks that understand direct-sales
business models, so you get an
account built for how MLM actually
operates.
High-Ticket & High-Volume Merchants
Large transaction sizes and rapid
volume growth can trip standard
risk thresholds. We build accounts
with processing limits and reserve
structures designed to scale with
you, not cap you.
Bail Bond Business
Bail bonds combine regulatory
complexity with high-dollar, timesensitive transactions. We work
with banks that understand the bail
industry, so you can process
payments when clients need it
most.
Self-Defense: Tasers & Stun Guns
Self-defense products face
restrictions that vary by state and
platform. We place accounts with
banks that actively support this
category within applicable
regulations.
Coins & Precious Metal
High-value transactions and price
volatility make precious metals a
high-risk category. We connect you
with banks experienced in bullion
and coin sales, built for large
transaction sizes.
Calling Cards
Prepaid calling cards see elevated
fraud and chargeback rates tied to
resale and misuse. We structure
accounts with fraud controls built
for the prepaid telecom category.
Home Improvement & Contractors
Deposits, progress payments, and
large project totals don’t fit
standard retail underwriting. We
set up processing that matches
how contractors actually bill
before, during, and after the job.
Religious Organizations & Nonprofits
Donation-based revenue and
irregular giving patterns don’t fit
typical retail underwriting. We build
accounts designed around
recurring and one-time donations,
keeping your mission funded.
